ACH

ACH is a form of electronic payment or e-payment that passes money through a wire transfer or an automated clearinghouse. ACH creates an electronic check so both small value, high volume transactions can be handled with ease. ACH payments usually take 1-2 days to clear.

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Process Checks

Here at High Risk ACH Processing, we give you every option you'll need to drive money to your business. Accepting Checks is still one of the most popular forms of payment. Find out more about how we can help you process checks affordably.

Learn more about check processing

Credit Cards

Let us add convenience and value to your customers and make business easier for you while saving you money at the same time!

Learn more about credit cards

Web Payments

Let National Processing be your solution to accept online credit cards and electronic check payments quickly and affordable.

Learn more about web payments

High Risk Credit Card Processing

We know that your company has many options when it comes to accepting credit cards.

That's why National Processing has more to offer than just low rates, we would like offer better service, make the process easier, and faster for you.

National Processing provides credit card processing services to retail, wholesale, mail/phone order, commercial and eCommerce businesses. We have integrated relationships with many banks and infrastructure that is flexible; we can offer custom-made programs for any business category. Doing business with you can be more convenient for your customers when you have National Processing supporting your credit card processing needs.

These days, every consumer takes it for granted that when they walk into a business, whether it is a small clothing boutique or a national chain restaurant that they will be able to pay with a credit or debit card. More and more people are decreasing their use of actual cash money, for the simple reason that it is cumbersome and often unsafe. As a result, credit cards have replaced the cash in most people’s wallets, but they don’t understand that businesses actually have to pay for the privilege of accepting and processing those electronic transactions. There are many options available, but it’s important to choose the most economical service for your credit card processing. When you’re starting a new business, you have many hopes and expectations, from the color that you’re going to choose for your first sign, to the dollar bill that you’re going to frame after your first sale. But what if that first customer wants to pay with a credit card? Who to use for your credit card processing can be a complicated decision for a new business owner, so it’s important that you understand all the products, and how to keep them within the confines of your budget.

If you’re on the fence about whether or not you need credit card processing, consider the fact that an overwhelming percentage of consumer transactions today are completed using a credit card. If you refuse to pay the cost of accepting and processing credit cards, it’s likely that you’ll alienate a large portion of your potential customer base. You don’t want your customers to associate your company with the annoyance of withdrawing cash from the ATM or writing a check, do you? Merchant accounts will allow you increase your sales, while actually decreasing the amount of time you have to spend on your accounting.

Purchasing credit card processing services will allow you to make your customers feel more secure in their purchases, especially if they are ordering products or setting up services through your website. Accepting credit cards will allow you to advertise your company more successfully online, and open your business up to a whole world of customers that you never thought you’d be able to attract. When you use electronic payment services and merchant accounts, you’ll keep better track of your money, and make it possible to propel your company to the next level of profitability.

What is a Merchant Account?

A merchant account is a special account provided by a special bank, where finances from sales through credit card is routed and held before it's further transferred to personal business account of the business. Any business who desires to accept credit cards has to have a merchant account for accepting payments through credit cards and electronic payments.

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What clients are saying...

"We were unable to find high risk ACH processing anywhere else for for such a low cost, we have a great relationship with High Risk ACH Processing we are able to increase our profits and keep our processing flowing smoothly. We would not go anywhere else and would highly recommend anybody that does any Check or Credit Card Processing to contact them." Craig K
President
"High Risk ACH Processing has hands down the best rates and quickest service that I have dealt with in 10 years!"

Quin Stevens
Director of Operations
OngoLogos.com
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